Topic
Budgeting

Keep your finances on track with these budgeting articles, featuring activities focused on inflation, the 50/30/20 rule, savings, college & living costs, income & expenses, and more.

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Life Changes
2 min read
Financial Wellness Assessment
Use the Financial Wellness Assessment to discover your personal finance strengths and weaknesses.
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Saving
2 min read
What is Inflation?
Inflation happens when prices increase and purchasing power decreases.
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Saving
2 min activity
Inflation Calculator
Inflation measures how much prices and goods rise over time in an economy. Healthy inflation is normal, but it can impact your budget.
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Saving
3 min activity
Saving With A Purpose
Outline your savings goals and timelines to see how saving with a purpose can help make them happen.
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Saving
6 min activity
Budget Calculator
Anticipate monthly and yearly expenses and manage your income with this budget calculator.
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Borrowing And Credit
4 min read
GreenPath: A Road to Financial Wellness
GreenPath is a nonprofit organization that can help with your finances.
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Budgeting
5 min activity
Create a Budget
Creating a budget that works for you is essential to financial wellness and freedom.
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Saving
7 min read
50/30/20 Rule
A simple, practical rule for a budget that's easy to implement.
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Saving
1 min activity
Savings Calculator
With this savings calculator, you can see how your money will grow in a savings account and compare how different compound interest rates and saving periods impact your savings.
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Budgeting
5 min activity
The Cost of a Wedding
Broaden your knowledge of what costs affect your wedding plans and budget.
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Saving
2 min activity
Auto Loan Affordability Calculator
Figure out how much you can afford to pay for a car loan each month, based on your current budget.
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Budgeting
6 min read
Teaching Children About Money
These 6 activities teach spending, saving, and investing to kids.
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Budgeting
10 min read
What’s Next for Cryptocurrency?
Learn everything you need to know about the next big crypto trends.
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Budgeting
3 min read
Quality vs Cost
Get tips to decide where you should splurge and where you should save.
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Saving
4 min read
Stock Market Basics
Learn how to buy & sell stocks so you can start investing your money.
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Budgeting
3 min read
4 Tips for Using Peer-to-Peer Payment Apps
Peer-to-peer payment apps are convenient, but they aren’t without pitfalls. Learn about potential problems before you hit “Send.”
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Saving
4 min read
Handling High Inflation
What should I do when faced with high inflation and rising prices?
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Budgeting
3 min read
Preventing Identity Theft
Stay alert against fraud and stay ahead of scammers and thieves.
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Budgeting
2 Min Activity
Auto Refinance Calculator (Term)
Can refinancing your auto loan help you get out of debt faster?
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Saving
3 min activity
The Cost of Baby’s First Year
Find out how much you need to save for a new baby!
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Saving
2 min read
Banzai Plus
Manage your budget and credit wisely to qualify and afford your first home, while also juggling real-life dilemmas like identity fraud and purchasing auto insurance.
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Saving
8 min read
Preparing for a Recession
How do I know if I could handle a major economic downturn?
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Saving
2 min activity
Personal Loan Calculator
Learn what to expect with different monthly payments to your personal loans.
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Budgeting
2 min read
The Upside of Frugality
Frugal living not only saves you money, it pays huge dividends. Is a penny saved really a penny earned? Or is there more to it?
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Budgeting
3 min read
The Cost of College Life
Going to college incurs a lot of expenses you might not have thought about.
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Saving
2 min read
Banzai Teen
Save enough money for college registration while navigating various financially-focused scenarios from getting a job and going out to eat to renting an apartment.
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Taxes
3 min read
Federal Income Taxes
Federal Income Taxes are charged on all taxable income in a given year. These funds are used for public goods and services.
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Saving
3 min activity
Earning Extra Income
Explore your options for earning extra income and see how much you could bring in every month.
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Budgeting
3 min read
Income and Expenses
Everyone spends money, but many people don't know how to track how much they're spending or how to prioritize it.
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Borrowing And Credit
5 min read
Using Credit
Using credit can open up big possibilities, but it can also get you in trouble if you aren’t careful
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Housing
7 min activity
Mortgage Affordability Calculator
Can you afford a mortgage based on your income and budget?
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Budgeting
5 min read
Checking Out Charities
You've heard people say that it's better to give than to receive. But what does that really mean?
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Budgeting
3 min read
Teach Financial Literacy at Home
Teaching your family to be financially literate is as simple as involving them in everyday financial decisions.
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Borrowing And Credit
1 min activity
Credit Card Payoff Calculator
How long will it take to pay off a credit card?
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Saving
3 min read
Finding Funds in an Emergency
Wondering what to do in an emergency if you don’t have an emergency fund? Consider these options.
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Borrowing And Credit
3 min activity
Know Your Net Worth
Discover your net worth based on your assets and liabilities, and learn how it fits into your overall financial wellness.
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Budgeting
5 min read
What a Car Loan Costs
Gearing up to get a car loan is the key to getting wheels.
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Saving
3 minute activity
Grocery Budget Assessment
Evaluate your grocery spending and set a realistic budget based on food costs.
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Saving
4 min read
8 Tips to Reduce Your Food Bill
Food can eat up your budget. Learn how to reduce your food bill with simple steps like limiting trips to restaurants and planning grocery shopping.
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Housing
2 min activity
Rent Affordability Calculator
Learn how much you can afford to pay for rent and how that relates to the recommended amount.
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Budgeting
2 Min Activity
Stimulus Check Calculator
Calculate the amount you should receive from the stimulus expected to pass in March of 2021.
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Budgeting
3 min read
Protect Yourself Online
Learn the basics of cybersecurity to keep your personal and financial information safe online.
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Saving
5 minute activity
Estate Planning Checklist
Practically everyone has an estate. Make sure your estate is taken care of when you're gone.
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Borrowing And Credit
5 Min Activity
How Do I Build Credit?
Learn how to build your credit score from scratch or boost your decent score.
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Budgeting
5 min read
What You Need to Know About Student Loan Forgiveness
The Student Debt Relief Plan provides one-time relief of up to $20,000 for around 40 million Americans.
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Borrowing And Credit
5 Min Activity
Repairing Credit
Learn how to repair your credit score when it's gone awry.
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Housing
2 min activity
Early Mortgage Payoff Calculator
The quicker you payoff your mortgage, the less you'll pay in interest.
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Saving
5 min read
Savings Accounts
Learn how different savings accounts can help pave the way to financial security.
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Budgeting
3 min read
Holiday Budgeting 101
Think through your holiday spending to avoid going into debt (and feeling regret!)
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Saving
1 min activity
50/30/20 Calculator
Following the 50/30/20 Rule, divide your income into three categories: Needs, Wants, and Savings.
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Saving
4 min read
7 Tips to Lower Your Utility Bill
Utilities are an important part of our day to day comfort and few of us can function without them. But that comfort and functionality comes with monthly bills.
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coach
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Borrowing And Credit
7 min activity
What Auto Loan Can I Afford?
Discover a monthly auto loan payment that fits your budget and see an ideal purchase price range based on that number.
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Housing
2 min activity
Cost of Living Calculator & City Comparison
Compare the cost of living between cities. Calculate the salary you need to maintain your lifestyle in another city. [Housing, Groceries, Transportation, & more]
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Saving
6 min activity
Emergency Fund Calculator
Creating a robust emergency fund is the best way to prepare financially for the unexpected.
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Saving
2 min read
Banzai Junior
Operate a successful lemonade stand to earn money and save for a big purchase, but don't forget to pay back that IOU, deduct the cost of business expenses, and manage other hiccups along the way.
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Borrowing And Credit
2 min activity
Auto Loan Payoff Calculator [Extra Payments]
Learn how much interest you can save by making extra payments on your auto loan.
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Budgeting
2 min read
Check It Out
Give your finances a boost by opening your very own checking account—it’s fast and it’s easy—you’ve just got to know the basics.
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Saving
2 min activity
Vacation Affordability Calculator
You’re ready for your dream vacation—make sure your bank account is ready, too, with this calculator.
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Saving
4 min read
When Times Get Tough
Learn ways to prepare for and shore up your finances when hard times hit.
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Saving
2 min read
How to Increase Your Gas Mileage
Wallet pain at the gas pump? Learn strategies to increase your gas mileage and get the most out of every gallon.
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Budgeting
5 min read
Tracking Your Joint Expenses
When you share your life with a partner, you're sharing your finances too. It can be awkward, but it's possible to make good decisions together.
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Budgeting
4 min read
3 Jar Allowance For Kids
The 3 jar money system encourages kids to learn about budgeting by splitting their money into saving, spending, and giving categories.
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Saving
3 min activity
The 50/30/20 Rule for Teens
Create a custom budget that follows the 50/30/20 rule and fits your life as a teen.
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Saving
4 min read
Early Withdrawals From Retirement Savings
Early withdrawals from your retirement savings should only be done after careful consideration in order to avoid negative consequences.
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Budgeting
3 min read
14 Ways to Cut Household Expenses
Cutting unnecessary expenses in your budget made easy.
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Saving
2 min read
What is Net Worth?
Net worth is a subtraction of someone’s liabilities from their assets. And, understanding net worth, makes planning for your future gets a whole lot simpler.
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Saving
3 min activity
Build Your Emergency Fund
How much do you need to save for your emergency fund? Find out!
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Budgeting
2 min read
Mobile Banking
Robust safety features and powerful, convenient services make mobile banking options an ideal on-the-go solution.
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Saving
2 min read
How to Lower Your Gas Bill
Learn about small changes you can make to lower your natural gas bill.
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Housing
6 min read
College Budget Breakdown
Make the first steps toward creating a college budget by learning specifics about fixed and variable expenses.
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Saving
3 min read
Emergency Funds
An emergency fund is a financial safety net that everybody should have for life's unforeseen challenges.
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Borrowing And Credit
3 min read
Picking the Right Credit Card for You
Credit cards are useful tools, especially when you choose the right type of card for your needs. Learn how to compare credit cards to find the one that works for you.
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Taxes
2 min activity
Federal Income Tax Withholdings Calculator
Calculate your federal income tax withholdings. Is your employer withholding the right amount from each of your paychecks? Find out before tax time!
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Borrowing And Credit
6 min read
Personal Bankruptcy
Understand the consequences of filing for personal bankruptcy.
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Housing
5 min activity
Debt Payoff Calculator
Whether it's a personal loan, credit card, or payment plan on a large purchase, you can see how long it may take to pay off the loan.
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Budgeting
2 Min Activity
Auto Refinance Calculator (Monthly Payment)
Can refinancing your auto loan lower your monthly payment?
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Borrowing And Credit
1 min activity
Student Loan Payoff Calculator
Try this student loan payoff calculator to see how adding to your monthly student loan payment helps you eliminate debt faster and reduce overall interest.
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Saving
3 minute activity
Create a Holiday Budget
Make sure your holiday merriment matches your budget. Set a spending target and walk through potential expenses to avoid after-holiday regret (and debt).
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Budgeting
5 min activity
Trim Your Budget
Set a goal for reducing your budget each month, then evaluate your expenses and create new goals.
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Life Changes
2 min read
College & Careers
Prepare to enter the workforce, go to college, figure out rent and all those other post-high school responsibilities.
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Budgeting
5 min read
Debit Cards
A debit card is a convenient way to pay, and it pays to know the details of how they work.
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Saving
1 min activity
Money Market Account Calculator
Discover how much your savings in an MMA will grow over time.
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Budgeting
3 min read
Envelope Budgeting [Cash vs. Digital]
Whether it's a cash or a digital envelope system, the envelope budgeting method is guaranteed to help you manage finances like a pro.
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Housing
2 min activity
Mortgage Calculator
A small difference in the parameters of your mortgage can make a big impact on how much you pay for your home.
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Budgeting
7 min read
What Are NFTs?
NFTs can be confusing, learn everything you need to know about them here.
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Budgeting
3 min read
Budgeting
Your budget is, perhaps, the most important aspect of your financial health.
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coach
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Life Changes
3 min activity
Out of Work
Review changes to your budget and benefits when you’re out of work, and create an action plan for moving forward.
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Insurance
3 min read
Auto Insurance
Auto insurance is like ordering fast food—you have a lot of options.
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Saving
4 min read
What is Financial Literacy?
Financial literacy is knowing what finances are and how to spend, save, and manage money effectively. But it’s not a light switch—you don’t flip the switch and be done with it.
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Saving
2 min activity
Low Rate vs. Cash Back Auto Financing Calculator
Will you save more using a low rate or cash back auto financing option?
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Budgeting
9 min read
A Practical Guide to Bitcoin
Bitcoin and cryptocurrency, without the math and the hype.
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